HVAC Engineer Insurance
Cover to provide protection towards the risks of Heating, Ventilation and Air Conditioning engineers
Specialist cover for electrical contractors, heating engineers and gas engineers
Specialist cover for electrical contractors, heating engineers and gas engineers
As a heating, ventilation, and air conditioning (HVAC) engineer, your work involves a wide range of specialist skills — from installing and maintaining systems to working at height, handling complex equipment, and ensuring safety in both residential and commercial settings.
With this comes a unique set of risks. That’s why having insurance designed for HVAC engineers is important to help protect your business, your clients, and your reputation.
HVAC Engineer Insurance
Rely on our insurance knowledge
We understand the type of cover HVAC contractors, electricians, plumbers, and gas engineers needs.
Unlike standard tradesmen policies, this type of insurance provides cover towards areas that many engineers find difficult to insure, giving you confidence that your business protected from the unexpected.
HVAC Insurance Policies often include the following types of cover:
- Public Liability Insurance – cover towards claims of work that’s caused injury or property damage.
- Electrical work cover – including alarms, security systems, CCTV, and access control.
- Renewables – for those who install solar panels and heat pumps.
- Plumbing, sprinkler systems, and HVAC services – including heating, ventilation and air conditioning.
- Height & Depth cover – up to 15m height and 3m depth (with options to extend if needed).
- Damage to customer property that’s being worked on
- Defective workmanship extension
- Financial loss extension to £500k
- Legionnaires disease extension to £1m
Optional Add-On Covers for hVAC:
- Contract works insurance
- Owned and hired-in plant cover
- Professional indemnity insurance
- Directors’ & Officers’ liability insurance
- Office and Property Insurance
- Cyber liability insurance
- Fleet insurance
- Legal expenses cover
SME Insurance Specialists
About Connect Risk Solutions
Our experienced team are SME Insurance Specialists have a wealth of knowledge, helping and supporting business owners across the UK find the right insurance solution to meet their requirements.
Whether it’s a commercial property, liability cover to commercial vehicles and cyber insurance, we’re confident that we can find a competitive rate from our large panel of insurers.
As an Insurance Broker, part of the The Broker Investment Group’s network of Brokers, we have access to exclusive rates and close working relationships with leading and specialise insurers.
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